Mid-Year U.S. Real Estate Pulse for 2025: A Strategic Prospect for Investors in Hong Kong

The U.S. real estate market is at a crossroads as we enter the second half of 2025: ongoing inflation, mounting building costs, a resurgence in foreign investment, and increasing geopolitical unpredictability. This unstable environment offers investors in Hong Kong both unique chances and hazards, particularly in high-potential, cheap areas like Ohio. Mortgage Rates and the Performance of Regional Markets At about 6.7% for a 30-year fixed loan, mortgage rates are still high, making them unaffordable for local purchasers. Foreign investors, many of whom pay in cash and face less competition, are being welcomed under the same conditions. Regarding cost: • Strong demand and limited availability are driving the Northeast's +7% YoY growth, which puts it at the top of the group. • South & West: Softening demand and growing inventory are early indicators of cooling in places like Texas and Florida. • Midwest (Ohio): A promising region for investors who prioritize yield. Prices stay th...